Women Startup Business Solutions

Women as entrepreneurs are making impressive strides in their endeavor to earn, gain independence and compete for recognition in the business world. According to the US Department of Labor blog (March 1, 2017), there are 74.6 million women in the civilian labor force. Women own close to 10 million businesses.

The reasons for these statistics are well-known. The movement, known as Feminism, revved up to full gear in the middle of the 20th century. Groups and organizations formed to educate, support and give legal counsel to women, as a means to end discrimination and inequality.

Today, more women than men have a college education and earn graduate degrees. And they still earn about 20% less than men. A featured article by Kerry Hannon, Entrepreneurship Expert, on Next Avenue (October 5, 2017) states that women over 50 have distinct advantages as business owners. Let’s take a look at the problems and issues women face, and see what the real picture looks like.

Can I Run A Business?

Many women have worked in business jobs for years, often in decision-making and management positions. Understanding how things work, organizing a department, assigning work loads and dealing with people yield skills and experience that are essential to running a business. These same skills are acquired in numerous work areas. Education, creative workplaces, volunteer jobs, military and managing a home and family challenge women to learn, grow and accomplish. Applying those skills has given enormous opportunities to women who use what they know and ask when they’re stumped.

Where Do I Get Cash?

Women who have acquired funds through a 401k, IRA, or other retirement funds have some money to start a business. Keeping it running is the issue. Women find it much harder to get a loan than men. The Small Business Administration will guide you through the application process and help you get a loan. Having a solid business plan, evidence of profit, and determination are core requirements for success. This is only a general overview, but the list of lenders and resources is long. Check these out and do a little more research if you need to.

 

www.lendingtree.com/Business-Loans/Women

https://www.forbes.com/sites/.

https://www.sba.com/funding-a-business/small-business-loans-for-women/

https://us.accion.org/resource/free-online-resources-women-owned-businesses/

www.ewomennetwork.com

https://www.womanowned.com/

Networking

Possibly the best thing you can do is to join a few organizations. This can be online or in person. Check out Meetups in the library, or ask other business owners about support groups. The local Chamber of Commerce is loaded with ideas and suggestions for business owners. They also put on events for all aspects of business and marketing.

A startup needs tending like a newborn baby. There are solutions both on and off the internet. Older women have experience and persistence on their side.

Go for it.

 

 

 

Solutions to Health Issues Good Habits

As we age, health issues for men and women are similar. Cardiovascular disease, cancer, diabetes, and arthritis to name a few. As a matter of fact, heart disease now affects as many women as men. Cardiovascular disease is the number one cause of death for women around the globe. At the same time, reproductive health for American women is lower than that of nearly every other high-income country. Two to three women die of pregnancy complications every day in America. Being mindful of wellness measures is the best solution to maintaining good health.

Maintaining Health Habits

In a previous blog post, Women’s Health: The Cost of Wellness, I mention that the best solution to maintaining good health is to follow a few personal habits. That, along with regular appointments with your doctor, will allow you to feel and be well. There’s a consensus on those habits that are necessary for wellness and a long life.

The Women and Health Initiative of the Harvard T H Chan School of Public Health has offered this suggestion for a healthy and long life. Studies reveal that it’s wise to follow these five habits.

  1. Eat a healthy diet. 
  2. Exercise regularly.
  3. Maintain a healthy body weight.
  4. Limit alcohol consumption.
  5. Do not smoke.

The Harvard Healthy Eating Plate is an excellent resource to remind us of what healthy eating is really all about. I cannot include a link without getting written permission. However, it is easily found using Google, and I recommend it highly. After decades of unhealthy eating – too much salt, sugar, red meat, desserts and saturated fats – our society is returning to common sense good – and good for you – food. You really are what you eat.

Relevant Questions

  1. What do I actually eat? Your favorites go on your permanent shopping list. You don’t have to force-feed foods you hate. 
  2. How much am I spending for groceries? Do you shop once a week? Every few days? Run to the store because “there’s nothing to eat”? Meaning nothing I like?
  3. Do I look and feel well? Item # 3 above fits right into this pattern. Maintaining a healthy weight is difficult. If you don’t like the way you look or feel, make some changes. 

The best diet is the one that keeps you well. I don’t count calories or beat myself up if I have a gooey dessert once in a while. But I strive for balance. I eat more for breakfast and lunch, then keep dinner simple. 

Where you take meals is also important. Eating at home, eating out, cooking for yourself or for others weighs in and usually changes what’s on your dinner plate and how much. Writing down what you eat is recommended by many. I don’t keep a food journal, but I give some thought to these facts. 

Supplements have been a huge topic for decades, and it has pros and cons. I take a daily vitamin. Even though I eat well, sometimes I skip a meal, don’t feel well, or know my fuel is running low. My Reviews and Recommendations page has information about the vitamin I take. If you’re curious, take a look. The most important fact here is that you should get almost all of your nutrition from food.

I’m always open to ideas, questions,comments or stories from readers. Nutririon is a worthy topic for an open diaogue. Would love to hear from you.

Judy